Our Holistic Financial Planning Approach

Plan to Invest Capital Management uses a methodical approach that involves taking time to get to know and understand you, then creating an advanced financial plan outlining what is appropriate for your situation.

We aim to take the worry out of your hands, becoming your personal Chief Financial Officer. We focus on managing your financial picture, so you can focus on living your life.

Most times, our approach will look like this:

Plan to Invest Capital Management Wealth Management Process illustration

Discovery Meeting

We first need to understand who you are. We ask questions related to you as a person, not about what you have or what you own. We want to know:

What are the things you value?
What is important to you?
What are your interests, goals, dreams, and concerns?

Discussion of finances take a back seat while we get to know you.

Investment Plan Meeting

Following the Discovery Meeting, our team assembles the key learnings from the Discovery Meeting and puts them through our rigorous financial planning process. The Investment Plan Meeting is the next opportunity for us to reconvene and:

Discuss what you have shared about yourself
Review what you currently have in place financially
Talk about anything else to consider when planning your overall financial health

We present you with a diagnostic of your current situation, our recommendations for next steps, and details on our investing approach.

This visual shows a hypothetical client scenario that highlights the scope of the Investment Plan Meeting (i.e., all names, circumstances, and information are fictional and for illustrative purposes only):

Lauren & Dan illustration — Click to enlarge

Mutual Commitment Meeting

If you decide to proceed with the financial plan we have developed for you, this is when we solidify our working relationship. We will outline what you can expect from us and when, answer any remaining questions, and lay the groundwork for acting on your personalized plan.

45-Day Follow-Up Meeting

For you, this is the paperwork stage. For us, it kicks off putting the plan into action.

You’ll experience our team’s knowledge and commitment to service as we work alongside you to make this phase as smooth as possible.

The end result will depend on your financial plan but typically includes opening investment accounts, applying for insurances, transferring or rolling over assets, addressing estate planning needs, and retitling accounts or properties.

Progress Meetings

This final stage is ongoing, as our team strives to consistently demonstrate our value, integrity, and trustworthiness to you year after year.

Our team will continuously monitor your financial plan and proactively reach out to share portfolio updates, perspective on the markets, and suggestions for adjusting your plan if your financial situation changes.

We will work with you to determine your preferred frequency for formal financial reviews. You’ll also have anytime-access to a fully personalized online financial management portal due to Plan to Invest Capital Management's investment in innovative technology for financial planning and account management.

Most importantly, you’ll have a standing invitation to reach out to our team anytime you have a question, want to discuss what’s happening in the markets, or need guidance navigating the maze of important financial decisions during major life events.

Let's Talk

To discuss how we can manage your financial picture, so you can focus on living your life